We are a boutique mortgage lending company ready to provide you with unparalleled service for your next home purchase and refinancing needs as well as commercial loans.

Hello! We are Ocean Blue Lending.

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We are a boutique mortgage company ready to provide you with unparalleled services for your mortgage and refinance needs across Florida and Georgia. Our team can also provide commercial loans across all 50 states.

At Ocean Blue, we’re hyper-focused on giving our clients white glove service while treating clients as if they were family. Our goal is to reduce the stress by simplifying the process and managing the details behind the scenes. With over 70 years of experience and trusted by 1000’s of families, we know how to do mortgages right!

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Our Core Offerings

“Close on Time, Every Time”.

At Ocean Blue Lending, we shop your mortgage with a variety of outlets to ensure we find you the lowest rate across a variety of banks, lenders and other institutions. We finance purchases of primary, second homes and also investment properties. We do all of this while providing you with the respect and attention you deserve!

Whether you need to update your kitchen, pay off credit cards or want to take an extraordinary vacation. A cash out refinance can make sense more times than not. You may be able to lower your rate and do it for free! Ask us how it works as Ocean Blue Lending has multiple relationships with investors in order to provide the best loan for your unique situation. Save money with us and never be sold anything. We are not pushy and never will be.

We have outlets for all types of financing including Commercial Loans, Fix and Flip Loans, Lot Loans and more… We can find a source for most loans. Reach out anytime with questions as we are always available!

Our Mission

At Ocean Blue Lending we pride ourselves on delivering a stress-free mortgage process by taking care of the details for you while providing top notch communication so there is never any confusion..

This is why 100% of our clients would refer us to friends and family.

Check out what our clients say about us.

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Client Testimonials

  • Scott hand held our mortgage process from start to finish. He gave regular updates, stayed on top of market changes, and walked through all the moving parts to closing on a new home. He was present at the closing and was available anytime we asked for his assistance. A+ work, highly recommended.

    Clifford B, Jupiter FL

  • I've used Scott and his team on 3 home purchases and 1 refinance. They make the process easy to understand and smooth. They will always be my go to. I HIGHLY recommend him for your home financing needs.

    Patricia A

  • I recently had the privilege of working with Scott who truly went above and beyond to ensure my clients financing journey was smooth, efficient, and stress-free. From start to finish, their expertise, professionalism, and dedication to their craft were evident in every interaction.

    Mark B, Stuart FL

  • I’ve worked with Scott professionally over the past 15 years or so and this was my first personal loan closing with him. The loan process was seamless and we closed early, just over two weeks from binding contract! Couldn’t be happier! 100% recommend.

    Lauren, Cape Coral FL

  • Lighting fast mortgage turnaround. Professional staff. Knowledgeable. All around great people to work with. Thanks!!!

    Mark C

  • Scott was very responsive and honest. He answered all of my questions promptly and made my first home purchase a smooth process.

    Stephanie

  • Scott and his team were so helpful with every step they were professional and please t and really worked to create a relationship. In todays world it was so great and refreshing to work with people that not only want to “do business “ but want to create a friendship as well. Thank you again Scott!

    Sandra, Jensen FL

  • Scott went out of his way to follow through and make our closing happen

    Carol

  • Scott Rinehart gave us the best service possible when we were getting our mortgage for our Evergrene home. He took care of issues that came up quickly and made sure that we got the best deal, all with a great attitude. Highly recommend!!

    Thia

  • As a broker of real estate I am cautious as to I would recommend to help my clients with their real estate financing needs. Scott is a great resource as he is knowledgable courteous and most important getting the job in time for a scheduled closing date. Highly recommend him a go to guy.

    David P

  • Scott is down to earth and easy to communicate with. His patience & professionalism goes far!

    Yvette

  • Scott was there to help me navigate this tough market every step of the way.

    Ian M

  • Scott was a pleasure to work with. Not only did he offer personal advice and guidance, but also built confidence between he and I. He was prompt, professional, and was always available when I had a question or concern. Thanks Scott!!

    Peter T

  • Had a great experience working with Scott, as he answered all my questions quickly (and I had a lot of questions!). Will definitely use Scott again in the future, and I'll be recommending him to others.

    R T

  • Scott and his team handled my mortgage for my second home. It was quick and easy we closed in less than thirty days. Fast and efficient. I highly recommended Scott and his team for any of your lending needs.

    Keith

  • Scott and Janine do excellent work! Very knowledgeable and are willing to go the extra mile for their borrowers!

    Kristie A